One-on-One Service

Have you ever called a company to speak with a live representative, only to press button after button using a robotic-voice automated system? At Liberty National, we value your time as a business owner and want you to get the service you need when you need it.

Our one‐on‐one service offers a state‐licensed insurance professional who:

  • You can call directly, who will even come to your business when it’s convenient for you
  • Will provide a FREE consultation to evaluate your insurance needs and show how a Section 125 Cafeteria Plan offers tax savings for you and your employees
  • Will work directly with personnel who manages your company’s payroll and benefits administration

Access to a Variety of Benefits

Liberty National offers a wide range of supplemental insurance benefits:

  • Final expenses
  • Life insurance
  • Accident
  • Cancer
  • Critical illness
  • Hospital confinement
  • Dental
  • Vision

Top reasons to provide access to life insurance benefits to your employees:

  • 50% of American families say they need more life insurance
  • Approximately 40% of American consumers say purchasing life insurance in the event of premature death and to pay for funeral expenses is a top priority
  • 2 in 10 households prefer to buy life insurance at work because it may cost less and premium payment through payroll deduction is convenient

Source: Facts of Life 2014, LIMRA

Access to Optional Noninsurance Discount Program

Liberty National Insurance discount brochureFor most small businesses – the majority having less than 10 employees, insurance premiums are 18% higher than that of large companies*. Changes in healthcare laws under the Affordable Care Act allow a tax credit for eligible small businesses if insurance is purchased through the State Exchange. Each State Exchange determines the eligibility requirements, so some businesses may not qualify for a tax credit.

Liberty National understands the cost constraints some employers may face in providing insurance benefits and offers a optional noninsurance discount program you can provide employees access to at no-cost.

Through the Liberty National Discount Card program, your employees have access to:

  • Eye care
  • Hearing
  • Chiropractic care, and
  • Prescription drugs

*Healthcare Statistics: Small business and the healthcare crisis; Small Business Majority, 2014.
♦Liberty National Discount Card is not insurance. Enrolled employees pay no-cost for plan membership for one year. Plan members are obligated to pay for all healthcare services, but will receive a discount from providers contracted with the discount medical plan organization. Discounts vary by provider type and services provided.

 

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